⚠ If your account is under review or payouts stopped:
Most users in this situation take the wrong action first.
Check Your Stripe Risk →Most cases below ended in account closure or frozen funds within 7-14 days.
🔥 High Risk Cases
See all casesStart here if your account is already under review or payouts stopped moving.
HOLDShutdown: 7 days
Dispute rate: 1.4%
Trigger: refund wave → disputes → closure
Account closed after dispute threshold
CLOSEDClosure: 10 days
Adult content flagged during review
Trigger: new product pages → restricted category
Creator business closed after content review
HOLDHold: 3 days
Refund rate: 9.8%
Trigger: refund spike → payout freeze
Payouts frozen while balance stayed exposed
REVIEWImpact: 48 hours
40+ attempts/hour
Trigger: card testing burst → fraud review
Checkout abuse pushed the account into review
REVIEWPending: 12 days
3 failed document submissions
Trigger: owner record ≠ bank record
Verification stalled after records did not match
RESERVEReserve: 10 days
14-day payout delay
Trigger: refund liability → rolling reserve
Reserve added after Stripe saw future refunds
🔥 Most accounts that get closed follow this path:
Review→Payout Hold→Closure
Typical window: 7-14 days after first signal
⚠️ Trending Patterns
Disputes crossed 1% → accounts shut down
1.4% dispute rate
refund wave before closure
generic evidence rejected
RESTRICTED
Business model moved into restricted category
HOLD
Dispute rate crossed 1.2%
Refund spike → payouts frozen within days
9.8% refund rate
same-day payout → 14-day delay
balance held before dispute window closed
HOLD
Available balance held after refund pressure rose
HOLD
Dispute rate crossed 1.2%
Records did not match → review → closure
bank owner did not match
3 failed uploads
review stuck 12+ days
HOLD
Submitted identity records did not match account data
REVIEW
Submitted identity records did not match account data
Browse by Pattern
View moreAccount terminated
1
Product category → restriction
Adult content policy risk
1
Product category → restriction
Adult content policy risk
1
Product category → restriction
Adult content policy risk
1
Product category → restriction
Prohibited Business
1
Product category → restriction
Restricted Products Stripe
1
Product category → restriction
Aggregated Payments Risk
1
Product category → restriction
Digital Goods Dispute Risk
1
Refund spike → disputes
Forex Crypto Risk
1
Product category → restriction